A dash cam is a hands-free device mounted in a vehicle that can record footage and provide video evidence. Dash cams can help determine which driver was at fault in the event of an accident. Of course, the claim still requires statements from drivers, witnesses, and police, but capturing the moment of a collision can play a valuable role in establishing liability.
Insurance companies are already offering discounts to drivers who install dash cams in their cars. In Thailand, the devices have proven to be successful in curbing the ridiculous and costly practice of “staged accidents,” in which pedestrians jump onto the hood of the car and then claim to have been hit by a driver.
In a survey conducted in November 2017, 70% of British Columbians agreed with the idea of offering a discount to drivers who have a dash cam installed in their vehicle. It seems like a simple investment that could go a long way in reducing the amount of time it takes to process claims.
Asides insurance claims, dash cams can help its users in getting the following benefits.
* Instilling Discipline: In the absence of any other eyewitnesses, dash cams can help vehicle owners, including businesses and individuals to deal with undisciplined driving that occurs with their cars.
* Unrestricted Guidance: Your adolescents might want control of your car without your presence, it's only wise to use the video footage advantage of your dash cam to help be at ease with letting them loose.
* Fraud Prevention: Maybe vital for insurance companies but, even as a car owner, the video footage derived from the dash cam can set you free of all fraud allegations.
* Cost Savings: Insurance companies can easily leverage on the footage from the dash cam to cut the cost of insurance claims by a reasonable percentage for some cases.
* Memories: Most memories from a road trip can be re-lived at convenience with the recorded footage from a dash cam. This means trips across the continents and the ones just across the streets with close friends and family can be accessed with a simple high-tech touch-screen LCD.
While this entire situation may be true for dashboard cameras, there are a bit of disadvantages that these cameras can bring to your doorsteps unannounced.
Cons Of Dash Cams in Your Car
Though dash cams have gotten better over the years since its invention and more advanced techs are deployed towards their production. It is also worthy of note that these dash cams can have a negative side to their inevitable success and ease to our everyday lives.
Dash cams are awesome but they come with the following cons:
- Dash cams can serve as the best evidence for an accident involving a claim with the insurance companies. The bad part is it only shows the cause of the incident from your point of view and it might not pick up other hazards at the time of driving.
- When dash cams are not placed right, it could serve as a distraction to the driver thereby being a cause for a supposed accident. Within the cause of this distraction, the footage from the cam will still tender an evidence against you as the perpetrator of the accident.
- Dash cams are madly expensive. The cost of buying and installing a dash cam is known to everyone who is interested in getting the info. As well, it can attract thieves to your car just because of their cost.
- In some countries’ privacy law, you could be restricted from sharing footage from your dash cam if it does infringe on someone’s privacy.
Dash cams can help protect drivers from witness situations during an accident lawsuit to reduce the cost of liability when it's not the driver's fault. While some cameras just produce poor images and render the entire footage too poor for use, it's better to opt in for the best dash cam if you want to install one in your car.